Track your daily expenses, set budgets by category, see where your money goes, and finally reach your savings goals — all in one simple spreadsheet.
Everything you need to master your personal finances
Quick and simple expense entry. Add the date, description, category, amount, and payment method. Takes 30 seconds per purchase. Build the habit of tracking everything.
Pre-built categories that cover all personal spending: Food & Groceries, Dining Out, Transport, Bills, Entertainment, Shopping, Health, Subscriptions, and more.
Set a spending limit for each category. The tracker shows you how much you've spent vs your budget — in real time. No more end-of-month surprises.
Set a savings percentage (e.g., 20% of income). The tracker calculates your target and shows whether you're on track to hit it each month.
Pie charts showing spending by category. Bar charts comparing months. See trends at a glance and understand your spending patterns.
12-month view of all spending by category. See seasonal patterns, track annual totals, and review your financial year at a glance.
13 categories covering all personal expenses
Ready-to-use Google Sheets file with all tabs, formulas, charts, and formatting pre-built.
Same template in .xlsx format for Microsoft Excel users.
Step-by-step PDF guide with tips for successful expense tracking.
Stuck? Email us and get a response within 24 hours.
6 interconnected tabs for complete financial visibility
Quick start guide and tips
Income, savings goal, category budgets
Add expenses here — main input tab
This month's summary & budget status
Charts, trends, and insights
12-month overview and annual totals
Never tracked expenses before? Start here.
Want to save more? See where to cut.
Track shared household expenses together.
No subscriptions, no syncing, no privacy concerns.
Enter your monthly income, savings goal percentage, and budget for each category in the Settings tab.
Add each purchase to the Daily Log. Date, description, category, amount. That's it.
Check the Monthly tab to see if you're on track. Adjust spending if needed.
Review the Dashboard for patterns. See which categories eat your budget.
Not satisfied? Get a full refund within 14 days. No questions asked.
No monthly subscription. No bank account syncing (more privacy). No app to download. Just a simple spreadsheet you own forever. You enter expenses manually, which actually helps you be more mindful of spending.
For best results, yes. But even tracking 80% of expenses gives you valuable insights. Start with the big categories (food, bills, transport) and add more detail over time.
Yes! You can either share one spreadsheet and both add expenses, or each person can have their own tracker. For shared expenses, just agree who logs what.
The 13 categories cover most personal expenses, but you have full access to the spreadsheet. You can rename categories, add new ones, or merge them to fit your life.
About 30 seconds per expense. Most people spend 2-5 minutes per day logging all their purchases. Many find it easiest to do it once at the end of each day.
Awareness is the first step. When you see exactly where your money goes, you naturally start making better choices. Most users report finding "leaks" they didn't know existed.