SME Cashflow & Spend Toolkit

Track your income and expenses, forecast cashflow 12 months ahead, and model best/base/worst case scenarios — all in one plug-and-play spreadsheet.

£39 One-time purchase • Instant download
Works with Google Sheets & Microsoft Excel

The Problem

  • "I don't know if I'll run out of cash in 3 months or 12"
  • "My finances are in my head or scattered across receipts"
  • "I can't plan because I don't know what's coming"
  • "Spreadsheets are confusing but software is expensive"

The Solution

  • See exactly when you'll run out of cash (or not)
  • All your finances in one clear, organised place
  • 12-month forecast that updates as you add data
  • Pre-built formulas — just fill in the yellow cells

What's Included

Everything you need to take control of your cashflow

1

12-Month Cashflow Forecast

See your projected cash position for the next 12 months. The forecast updates automatically as you add income and expenses. Know exactly when cash gets tight — or when you'll have surplus to invest.

2

Scenario Modelling

What if you lose your biggest client? What if sales double? Model best case, base case, and worst case scenarios with a single dropdown. Make decisions based on data, not guesswork.

3

Spend Categorisation

Categorise expenses as OPEX (operating), CAPEX (capital), or RTB (run the business). See where your money goes and identify opportunities to cut costs or reallocate spend.

4

Auto-Updating Dashboard

Visual charts that update automatically. Line charts for cashflow trends, pie charts for spend breakdown, and bar charts for income vs expenses. No manual chart creation required.

5

Burn Rate & Runway

Know your monthly burn rate and how many months of runway you have. Critical metrics for any business managing cash carefully.

6

Printable Summary

One-page financial summary ready to print or share with stakeholders, investors, or your accountant. Professional format, automatically generated.

What You Get

📊

Google Sheets Template

Ready-to-use Google Sheets file with all tabs, formulas, charts, and formatting pre-built.

📁

Excel Version

Same template in .xlsx format for Microsoft Excel users.

📖

Quick Start Guide

Step-by-step PDF guide to get you up and running in under 10 minutes.

📧

Email Support

Stuck? Email us and get a response within 24 hours.

Inside the Toolkit

7 interconnected tabs that work together

Welcome

Quick start guide and navigation help

Settings

Business name, currency, start date, scenario selection

Income

All income sources with Base/Best/Worst amounts

Expenses

All expenses with OPEX/CAPEX/RTB categories

Cashflow

12-month forecast with opening/closing balances

Dashboard

Key metrics and auto-updating charts

Summary

Printable one-page financial overview

Ideal For

Small Business Owners

Get visibility into your cash position without hiring a CFO

Startups

Track burn rate and runway as you grow

Freelancers & Consultants

Manage irregular income with confidence

Side Hustlers

See if your side business is actually making money

Get the SME Cashflow Toolkit

£39 One-time purchase • Instant download • 14-day refund guarantee
  • Google Sheets + Excel versions
  • 12-month cashflow forecast
  • Scenario modelling (Best/Base/Worst)
  • Auto-updating dashboard with charts
  • Quick start guide
  • Email support
  • Lifetime access
Buy Now - £39

Not satisfied? Get a full refund within 14 days. No questions asked.

Frequently Asked Questions

How do I access the template after purchase?

You'll receive an email immediately after purchase with download links for both Google Sheets and Excel versions, plus the quick start guide.

Do I need Google Sheets or can I use Excel?

Both! The product includes a Google Sheets version (recommended) and a Microsoft Excel version. Use whichever you prefer.

What if I'm not technical?

That's exactly who this is for. All formulas are pre-built. You just enter your data in the yellow cells and everything else updates automatically. If you can fill in a form, you can use this.

Can I customise the template?

Absolutely. You have full access to all formulas and formatting. Add rows, change categories, modify calculations — it's yours to customise however you like.

Is there a subscription or recurring fee?

No. You pay once (£39) and own it forever. No monthly fees, no annual renewals, no hidden charges.

What if I need help?

Email us at support@techlake.co. We respond within 24 hours on business days and will help you get set up.